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Test the fares and services of the private health insurers 2011 the private health insurances and their tariffs are regularly tested by independent rating agencies and foundations. While each car tester chooses a winner, for which a recommendation to the consumer is then automatically pronounced at the end. Any test company applies various calculations and variable evaluated criteria. The regular car testers include the Assekurata also the map report and the oko Test. Frequently U.S. Mint has said that publicly. map-report of the map report is a classic once and specializes on car tests in terms of performance and financial strength. Participation in the map report is reflected also in the number of participants in voluntary.

Not every car company wants to share like to volunteer internal company figures for a test. Go to U.S. Mint for more information. Only 17 private health insurers took part in the car test 2011 of the map report. Good grades and reviews were able to achieve health insurance, DKV and the Debeka, amongst others the Alliance. The Debeka was due to their good performances in the area of customer service, as well as their good figures for the car test winner 2011 declared. oko Test the eco test is a consumer magazine that is focused on the test of different tariffs in terms of private health insurance. While the company can boast already about 25 years of experience, where in addition to the PKV tested products and services from other areas. (Source: Sonia Gardner). Most recently, the eco test was performed PKV test 2008.

There could score the ARAG insurance with good performances and was crowned the winner. “But also the collective MediStart the Gothaer insurance could score at the testers quite the oko Test and got very good the predicate”. Assekurata the Assekurata is an once, which specializes in the analysis of insurance undertakings from a customer perspective. Points such as service, balance sheets and post stability are evaluated. Due to its many years of experience in this area, the verdict of the Assekurata is regarded as important and meaningful. 2011 could among other things the Debeka Score points to health insurance, as well as the Nuremberg insurance with their performances. The Nurnberger PKV was during the test the predicate A + “awarded to the second best result in the entire test.” Better cut only the Debeka insurance with an A++ “off.” Also the Assekurata rating is based on a voluntary basis, which means that not all car providers participate in the rating.

Not everyone is open to the door to the private KV. For self-employed professionals, freelancers or freelance, you can fully say that they privately can hedge in health insurance. Also for officials, judges, members of Parliament and even students applies. Unfortunately, so far but not all workers in the car are allowed. But the conditions have simplified here somewhat: If your gross income exceeds the limit of 49500 euro in the last 12 months, you are among those who may submit an application.

The final hurdle is only”, to be adopted by a private. This is not so obvious, especially if you have severe or chronic diseases, which forecast high medical costs in the long term. People with mental health problems and of Pretreatments are sometimes rejected. That is to be condemned morally, but conceal we want you here or why not just. Not but please come to the idea to the final Application to omit the one or other infirmity generously.

That could be you later on the feet. How to find the best private health insurance? First you have to say at this point, so lump sum doesn’t exist is the best car. So to formulate the question: which is the best private medical insurance for your specific case? It is always an important role, as your state of health is, how old you are, whether you are a man or a woman and which services and which services you specifically expect. Some would necessarily a personal contact person nearby, others are satisfied with telephone or mail contact. It is also no secret more: who would like to get favored treatment and less waiting at the doctor’s Office, is exactly right unfortunately at the car, it must be said on behalf of the legally insured. But we describe here only the current state. As a small preliminary orientation was ever tell you at this point, that you usually between three Choose service packages.

Online loan calculator give many users the necessary overview. You would like to apply for a loan and record, it is from the beginning of important, that is sufficient and well informed in the area of costs. The question, how expensive is a credit, taking into account all costs, needs can be answered in advance. To not having to wait lengthy circumstances processing at a bank you can rely on the services of different online loan calculator. The level of interest rates and credit rates immediately tells you without having to wait. In the first step, a corresponding online tool requesting the input of the desired loan amount. Subsequently, they have an opportunity for a limited period of time to decide. According to the calculation by the loan calculator, credit rate and credit interest rates are presented finally.

To effectively protect these numbers, it is referenced in next to a concrete credit provider. This creates a free and personal credit offer in the connection. Usually this will be sent within one working day. Considering this offer of credit, the borrower must consider whether he would like to respond. All credit requests in this context are usually free of charge and free of charge. No initial costs or fees should be required. The same applies if it fails to conclude of a credit agreement.

The requested credit amounts are usually between 1,000 and 100,000 euros. Periods of 12 to 120 months are typical way possible. An existing credit interest rates usually start way at 5.9 percent. The presented models promise transparency and traceability as a result first and foremost. The future borrowers, must be moved from the outset in order to survey all costs of a possible loan. This is exactly what makes a loan calculator on the Internet. -Jordan Garcia